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Derrick Sines 02-25-2014 02:22 PM

insurance
 
Do most people use Reebok for their liability or do you get your own when opening your box? Also, what all coverages do you have for the inside (your equipment) if you are leasing? Do you just get renters insurance? What do these average a month? We are trying to plan a budget. Thanks for any input.

Greg Warren 02-25-2014 02:29 PM

Re: insurance
 
You would probably get more responses under the "Running a CrossFit Facility" board.

Mike Doehla 02-25-2014 02:34 PM

Re: insurance
 
Reebok doesn't insure you. I use affiliate guard.

Dan Laforest 03-03-2014 03:22 PM

Re: insurance
 
Quote:

Originally Posted by Derrick Sines (Post 1221036)
Do most people use Reebok for their liability or do you get your own when opening your box? Also, what all coverages do you have for the inside (your equipment) if you are leasing? Do you just get renters insurance? What do these average a month? We are trying to plan a budget. Thanks for any input.

We are leasing and we have our own insurance that covers our equipment and all the activities we like to set outside our box!!! This cost us 400$/months and that give us a 10 000 000$ coverage!

if there are other question let me know!!!


Dan Laforest
CrossFit Chapter 04

Monika Scott 03-10-2014 01:07 PM

Re: insurance
 
Howdy,

I shopped around and found the best deal with Allstate actually. I contacted a few local agents (NOT corporate) and they offered quotes and were able to explain what it will and will not cover. Although Allstate ended up going through a third party, they handled everything including submitting it to CF HQ and anyone else who needed insurance documentation.

My advice is take your time and talk an actual person, in an actual office. Know the questions to ask concerning what you're looking for, the coverage you need and don't need, etc.

Derrick Sines 03-15-2014 04:30 PM

Re: insurance
 
Thanks everyone. I guess I should have been more clear. I was referring to coverage concerning personal coverage against lawsuits/liabilities/injuries. I noticed Reebok covers against rabdo and even child sexual harassment allegations. It seems they cover it all from head to toe :)

Vinh Huynh 03-18-2014 07:40 PM

Re: insurance
 
As others have said, Reebok isn't an insurance company and they sponsor the CrossFit games and makes CrossFit's officially licensed apparel.

You might have a better response in the "Running a Facility" section.

But if you're opening a box, I'd go with RRG. It's insurance that was specifically designed for CF. I shopped around and the rates were similar and I didn't have to do anything special if I wanted to do park workouts, etc.

Vinh Huynh 03-18-2014 07:42 PM

Re: insurance
 
If you're looking for coverage for yourself then you can call an insurance broker for that. Or if you're a CF-L1 or higher then you can get personal insurance through RRG too.

I've heard of private personal trainers that just get umbrella coverage, but that's risky if you ask me.

Derrick Sines 03-19-2014 07:09 PM

Re: insurance
 
Thanks for the information everyone. I dont know why I kept saying Reebok. I meant RRG. Long last couple of days.

Monique T. Ames 03-29-2014 09:52 AM

Re: insurance
 
You definitely want to contact the RRG: Office phone: (310) 937-2007 or email if you prefer staff@crossfitrrg.com

I know nothing about Affiliate Guard...
but what I do know is that NO other insurance provider except the RRG will cover you personally if you instruct crossfit and the person injures themselves under your direction. All those other policies cover basic trip & falls, & when members hurt themselves "on their own". READ the small print of your ENTIRE policy!! I also like knowing that I have some legal defense in place from people who crossfit already & run their own gyms. The RRG truly has our backs!


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